{"text_format":"2","workbook":"xlsx","n_sheets":3,"sheets":["Instructions","Expenses","Income "],"not_rendered":{"charts":0,"images":0,"macros":0,"external_links":0,"defined_names":0,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Instructions","index":0,"n_rows":6,"n_cols":2,"rows_kept":6,"cut":false,"hidden":false,"merged":[]}
[]
[null,"Hello! This simple spreadsheet can be a starting point for compiling all of your monthly and annual"]
[null,"income needs. As it is, you can add items in the colored boxes, and the grey boxes will change your numbers"]
[null,"into annual or monthly costs as needed. Your total needs will pop out at the top of each tab. To determine your"]
[null,"total need, simply subtract your off-farm income from your expenses. Don't know your monthly expenses? Try tracking them for a few weeks."]
[null,"You might be surprised at how quickly little purchases add up!"]

{"sheet":"Expenses","index":1,"n_rows":30,"n_cols":17,"rows_kept":30,"cut":false,"hidden":false,"merged":[]}
["Personal Expenses"]
[]
["Monthly $ needs\n",{"$f":"sum(C30+N30)+(I30/12)","v":1942.386667},{"$nulls":4},"Yearly $ needs\n",{"$f":"sum(D30+I30+L30)","v":23308.64}]
[]
["Monthly Expenses\n",{"$nulls":5},"Annual Expenses",null,null,null,"Savings Goals"]
["Item\n","Date Due","Monthly Cost","Annual Cost",null,null,"Item\n","Date Due","Annual Cost",null,"Item","Goal Amount","Goal Date","Monthly Draw","Check when saved","Location Saved","Notes"]
["Eating out",1.0,150.0,{"$f":"C7*12","v":1800},null,null,"Propane - house","2019-06-15",90.0,null,"Dental",2000.0,"2021-01-01",{"$f":"L7/12","v":166.6666667}]
["Gas - personal",1.0,80.0,960,null,null,"Car registration",null,80.0,null,"Medical",1700.0,null,141.6666667,"✅",null,"deductable"]
["Groceries",1.0,300.0,3600,null,null,"Taxes",null,null,null,"Gifts",500.0,"2019-12-01",41.66666667]
["Netflix",30.0,13.77,165.24,null,null,"Mortgage",null,null,null,"Car repairs",500.0,"2020-05-31",41.66666667,"✅"]
["Spotify",30.0,10.59,127.08,{"$nulls":6},"Emergency fund",2000.0,"2021-09-05",166.6666667]
["Milk",1.0,20.64,247.68,{"$nulls":6},"Spud fund",500.0,"2020-05-05",41.66666667]
["New York Times",1.0,5.0,60,{"$nulls":6},"Travel",1000.0,"2020-12-31",83.33333333]
["Car Insurance",20.0,47.85,574.2,{"$nulls":6},"Fun Money",500.0,"2020-12-31",41.66666667]
["Car payment",3.0,318.0,3816,{"$nulls":9},0]
["Dog food",1.0,40.0,480,{"$nulls":9},0]
["Audible",23.0,24.33,291.96,{"$nulls":9},0]
["Health insurance",25.0,193.04,2316.48,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,null,0,{"$nulls":9},0]
[null,null,{"$f":"sum(C7:C29)","v":1203.22},14438.64,{"$nulls":4},{"$f":"sum(I7:I29)","v":170},null,null,{"$f":"sum(L7:L29)","v":8700},null,{"$f":"sum(N7:N29)","v":725}]

{"sheet":"Income ","index":2,"n_rows":30,"n_cols":14,"rows_kept":30,"cut":false,"hidden":false,"merged":[]}
["Personal Income"]
[]
["Monthly $ contributions\n",{"$f":"sum(C30)+(I30/12)","v":258.3333333},{"$nulls":4},"Yearly $ contributions\n",{"$f":"sum(D30+I30+L30)","v":4800}]
[]
["Monthly Income\n",{"$nulls":5},"Annual Income",null,null,null,"What's in Savings"]
["Item\n","Date Paid","Monthly earnings","Annual Earnings",null,null,"Item\n","Date","Annual Earnings",null,"Item","Amount","Location Saved","Notes"]
["Off-farm job 1",null,200.0,{"$f":"C7*12","v":2400},null,null,"Birthday money","2019-07-22",100.0,null,"Medical deductable",1700.0,"simple","in savings goal"]
["Investment income",null,50.0,600]
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[null,null,null,0]
[null,null,null,0]
[null,null,null,0]
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[null,null,null,0]
[null,null,null,0]
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[null,null,null,0]
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[null,null,null,0]
[null,null,{"$f":"sum(C7:C29)","v":250},3000,{"$nulls":4},{"$f":"sum(I7:I29)","v":100},null,null,{"$f":"sum(L7:L29)","v":1700}]